Terms and Conditions


These terms and conditions govern your use of this website; by accessing or using this website, each user agrees to be bound by the terms and conditions. We provide the information, services, text, graphics, links or other material (“content”) on this site to the user, conditioned on the user’s acceptance, without modification, of the terms and conditions.

The content offered on this website is provided with the understanding that neither our website, nor any of its affiliated entities, is engaged in rendering legal or other professional services or advice. The use of the website is subject to the additional disclaimers, caveats, and notices that may appear throughout the site.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms and conditions.


Fair use of copyrighted material includes the use of protected materials for non-commercial educational purposes, such as teaching, scholarship, research, criticism, commentary, and news reporting. Unless otherwise noted, users who wish to download or print text and image files from this Web site for such uses may do so without the express permission of our website, provided that they comply with the following conditions:

  1. The content may only be used for personal, educational or noncommercial purposes;

  2. Users must cite the author and source of the content as they would material from any printed work;

  3. The citation must include all copyright information and other information associated with the content and the URL for the website;

  4. None of the content may be altered or modified;

  5. Users must comply with all other terms or restrictions which may be applicable to the individual file, image, or text.


 We are the owner or the licensee of all intellectual property rights in the Site, and in the material published on it. All such rights are reserved. You may print off one copy, and may download extracts, of any page(s) from the Site for your personal reference and you may draw the attention of others to material posted on the Site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.


By downloading, printing, or otherwise using text and image files from this website, users agree and warrant that they will limit their use of such files to fair use and will comply with all other terms and conditions of this license, and will not violate our rights or any other person or entity. We does not warrant that use of the text, images and content displayed on the website will not infringe the rights of third parties not owned by or affiliated with website.

To the maximum extent permitted under applicable law, we shall not be liable for any special or consequential damages that result from the use of, or the inability to use the content in this site, even if our website has been advised of the possibility of such damages.

We may provide links, through advertisements or otherwise, to other websites, including various social media platforms. Those sites may have their own terms of use and/or privacy policies. We are  not responsible for their content, terms of use or privacy policies. The inclusion of a link on this website does not imply endorsement of the linked site by us or any of our affiliates. Please visit those sites to review their terms of use and privacy policies.

You agree to indemnify and hold this platform, its parents, subsidiaries, officers, employees, and website contractors and each of their officers, employees and agents harmless from any claims, damages and expenses, including reasonable attorneys’ fees and costs, related to your violation of these terms and conditions.


Commercial use or publication of all or any item displayed is strictly prohibited without prior authorisation from our website. Nothing contained herein shall be construed as conferring any licenses by our website to use any item displayed. Documents may be copied for personal use only on the condition that copyright and source indications are also copied, no modifications are made and the document is copied entirely. However, some documents and photos have been published on this site with the permission of the relevant copyright owners. All rights are reserved on these documents and permission to copy them must be requested from the copyright owners (the sources are indicated within these documents/photographs).

we reserve the right to change these terms and conditions from time to time. We will notify you of changes to these terms and conditions by updating them on this website and setting forth the date on which the update was made. We encourage you to retain a copy of these terms and conditions and periodically to check this website for updates. Your use of our website indicates your acceptance of the latest version of these terms and conditions.

These terms and conditions operate to the fullest extent permissible by law. Accessing materials on this website by certain persons in certain countries may not be lawful, and we make no representation that materials on this website are appropriate or available for use in all jurisdictions. If you choose to access this website from outside the Ghana, you do so at your own risk and initiative, and are responsible for compliance with any applicable local laws. This website may have visitors from various states in the Ghana and other countries. It may contain references or cross-references to our programs and services that are not available in your jurisdiction. These references do not mean that we will make such products, programs or services available to residents in your state. This website is not intended as a solicitation to you if you live in a state where we are not allowed to do business.


You may link to our web pages, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. The Site must not be framed on any other site. We reserve the right to withdraw linking permission without notice.

In the event that any provision of these Terms is held to be invalid or unenforceable, the remaining provisions of these Terms will remain in full force and effect.


We may revise these terms and conditions at any time and without prior notice by amending this page or posting a new set of terms and conditions on the Site. You are expected to check this page frequently to take notice of any changes we made. Your continued use of the Site after amendments or a new set of terms and conditions are posted constitutes your acceptance of these terms and conditions as modified. Some of the provisions contained in these terms and conditions may also be superseded by provisions or notices published elsewhere on the Site.


We may transfer or subcontract any or all of our rights and obligations under these terms and conditions at any time. If any provision or term of these terms and conditions shall become or be declared illegal, invalid or unenforceable for any reason whatsoever, such term or provision shall be separated from the other terms and conditions and shall be deemed to be deleted from them.